You are receiving this message because you have visited our site and requested to be contacted. If you no longer wish to be contacted, please use the removal link: REMOVE. | | | | The 32,481% Boom: First Disruption to $martphones in 15 Years🤳 | | | | | | Here’s a novel concept: Turn your phone from a cost to an income source. Intriguing idea, isn't it? That’s why we have our eyes on the launch of Mode’s Pre-IPO Offering. Mode saw 32,481% revenue growth from 2019 to 2022, ranking them the #1 overall software company, on this year's Deloitte 500 fastest-growing companies list. "EarnPhone," a budget smartphone, has helped consumers earn & save $325M+ | | | | | | Car Financing: 7 Questions Every Buyer Needs Answered | | | | Purchasing a vehicle involves more than just choosing the right model; it also requires a solid understanding of financing options. With so many choices, the world of car finance can feel complex and overwhelming. But by answering a few key questions, buyers can confidently move through the process and make informed decisions.
Here are seven frequently asked questions about car finance that many prospective buyers consider when making this important financial commitment.
Can You Finance a Car with a Provisional License? Yes, it’s possible to secure car finance with a provisional driving license. Certain conditions may apply, and these will vary depending on the lender. Always consult with your financing provider to understand any restrictions.
Where Can You Purchase a Vehicle with Financing? It’s essential to buy a car from a dealership authorized by the Financial Conduct Authority (FCA). This ensures that you’re dealing with a business that adheres to the necessary regulatory standards. Some financers may refuse to work with certain dealerships based on previous negative experiences or poor customer feedback.
Do You Always Need a Deposit? Not every car finance deal requires a deposit. It largely depends on your credit score and the price of the vehicle. Buyers with lower credit scores are more likely to be asked for an upfront deposit to secure the finance agreement.
Who Receives the Deposit? When a deposit is required, it’s typically paid directly to the dealership. A higher deposit can result in lower monthly payments, so it's worth considering if you can afford to put down more money initially.
What If You Don’t Like the Car After Viewing It? It’s not uncommon for buyers to experience second thoughts after viewing a vehicle. Always view the car before finalizing the finance agreement. If you decide against the purchase, you typically have a 14-day right-to-withdraw period after the funds are released.
What If You Can’t Find Another Vehicle You Like? If the vehicle you initially viewed isn't suitable and you’re struggling to find an alternative, don’t worry. Finance approval usually remains valid while you continue your search. Some finance companies even offer assistance in finding a suitable car.
How Quickly Can You Drive Away with Your New Car? Once your finance is approved, funds are generally transferred swiftly, often within 15 minutes. After that, you can complete the purchase and drive away in your new vehicle. However, the exact timeframe may vary depending on the financer.
With these answers, navigating the often-confusing world of car finance becomes much more manageable. Prospective buyers can move forward with confidence, knowing their questions have been addressed, and they’re well-prepared to make an informed decision. | | | | Gold hits new peak as the Fed cut rates | | | | | | Following a bold 50 basis point rate cut by the US Federal Reserve, spot gold reached a peak of 2,687 per troy ounce. Experts predict that this bullish trend for the precious yellow metal may continue, so it may be smart to get in now before prices keep climbing. | | | | | | Maximizing Wealth with Gold ETFs | | | | There's no denying it: Gold has been one of the most lucrative investments over the past two years. Despite reaching new all-time highs, gold still has substantial room for growth. Conservative estimates suggest it could easily surpass $8,000 per ounce in just a few years. For those hesitant to invest in individual gold stocks, participating in this ongoing rally is still possible through gold ETF investing.
Gold ETF Investing: Exposure to the Metal When exploring gold ETFs, numerous funds offer direct exposure to the precious metal itself. Some hold physical gold bullion stored securely in vaults, while others invest in futures contracts or utilize financial instruments to track gold price fluctuations.
The SPDR Gold Shares ETF (NYSE: GLD) stands out as the largest and most prominent. Backed by physical gold, it offers high liquidity and has appreciated approximately 24% so far in 2024. Another option is the ProShares Ultra Gold ETF (NYSE: UGL), aiming to deliver twice the daily performance of gold prices through leveraged futures contracts. While it has gained over 40% this year, its increased volatility makes it more suitable for experienced investors.
For those interested in socially responsible investing, the Franklin Responsibly Sourced Gold ETF (NYSE: FGDL) provides exposure to gold from mining companies that meet strict environmental and ethical standards, matching the performance of other gold funds while promoting sustainability.
Gold ETF Investing: Investing in Miners Beyond the metal itself, gold ETFs offer exposure to companies that mine gold. The VanEck Gold Miners ETF (NYSE: GDX) is the largest in this category, providing access to major mining companies like Newmont Corporation and Barrick Gold Corporation. It has risen about 20% this year and is highly liquid.
For potential higher returns from smaller companies, the VanEck Junior Gold Miners ETF (NYSE: GDXJ) focuses on smaller, agile miners such as Kinross Gold Corporation and Alamos Gold Inc. These companies trade at lower valuations but offer significant upside if they discover new assets or expand existing ones.
Investors looking to amplify returns might consider the Direxion Daily Gold Miners Index Bull 2x Shares ETF (NYSE: NUGT), designed to deliver twice the daily performance of the underlying gold miners index. This leverage increases both potential gains and risks, so it is recommended for seasoned investors.
The Bottom Line on Gold ETF Investing Whether through individual gold stocks, physical bullion, or gold ETFs, investing in gold is a prudent move. The market is poised for a massive supercycle that could make today's prices seem modest in hindsight.
To capitalize on this opportunity, consider exploring a small gold miner that has recently added a significant asset to its portfolio. This company now holds gold reserves potentially worth $3–$4 billion at current prices, yet its market capitalization remains around half a billion dollars. This discrepancy presents a compelling investment opportunity as gold markets continue to heat up.
Reviewing this opportunity and gaining exposure to gold through individual stocks, physical bullion, or gold ETFs could lead to substantial profits as the gold market continues its upward trajectory. | | | | | | | | | | | 2024 Fintech Visionary Revolutionizes Mortgage Industry | | | | In just two years, a fintech start-up has reshaped Canada’s online mortgage landscape, revolutionizing how consumers and industry leaders navigate mortgage services. This fintech brokerage has quickly become the go-to platform for those seeking efficiency, transparency, and cutting-edge technology in the mortgage space.
A Visionary Approach to Mortgage Fintech The start-up emerged with a clear vision: to create a transformative experience for Canadian consumers and industry professionals alike. The result is a comprehensive suite of innovative technologies that streamline the mortgage process, simplifying the journey for clients looking for the perfect mortgage product tailored to their needs.
Innovative Tech Solutions Leading the Way At the heart of this fintech brokerage’s success lies its innovative technology. Tools like Blitz, BrightBroker, LendBot, and an advanced online application platform have positioned the company as a leader in Canada's digital mortgage space. Blitz automates routine tasks such as document verification and risk assessments, allowing brokers to focus on more complex decisions. BrightBroker offers training tools to help brokers enhance their careers, while LendBot utilizes AI to provide personalized mortgage advice and support.
A Commitment to Research and Development The company’s ongoing commitment to research and development is a key driver of its success. Constant innovation ensures that their technology remains at the forefront of the industry, always delivering the best user experience. Prioritizing transparency, simplicity, and efficiency, the platform consistently exceeds client expectations.
A Team Led by a Visionary Leader The founder’s dedication to mentoring his team is just as impressive as his technological innovations. Leading a team of full-time staff, part-time workers, and agents, the company strives to push boundaries in the fintech world. This focus on fostering growth and innovation has created an inspiring work environment where the team is motivated to continuously break new ground.
A Strong Foundation in Sales Experience Behind the company’s meteoric rise is the founder’s extensive experience in sales. With over a decade and a half of building his career from scratch, he has successfully leveraged his background in sales management and leadership to develop a fintech start-up that’s changing the mortgage industry.
Remarkable Growth and Revenue Milestones Since its inception, the fintech brokerage has achieved remarkable growth without reliance on large capital investments. In its first year, the company generated $1.5 million in revenue and is on track to reach $3.75 million by the end of year two. Strategic marketing efforts, including billboard campaigns, radio ads, and local sports sponsorships, have played a vital role in bringing the brand to a diverse and growing audience.
Unwavering Client Satisfaction Clients consistently express their gratitude for the company’s exceptional service, citing prompt communication, personalized mortgage solutions, and a deep commitment to ensuring the best possible outcomes. With a five-star rating across the board, the impact on clients’ lives is both profound and undeniable.
This fintech start-up has rapidly ascended to become a major player in the Canadian mortgage market, driven by innovation, dedication, and a relentless pursuit of excellence. With such incredible growth in just two years, the future promises even more groundbreaking achievements in the fintech space. | | | | Massive Gains in the Space Economy: How One Stock Delivered 150% Returns in Just 3 Months | | | | The space economy has captured the attention of astute investors, and one company is leading the charge with monumental gains. In just three months, a well-timed investment in Intuitive Machines (NASDAQ: LUNR) resulted in a 147% gain, demonstrating the explosive potential of space stocks. As the global interest in space exploration surges, so does the opportunity to profit from this exciting sector.
The Space Economy: A Booming Frontier The space economy is no longer a futuristic dream. With major players emerging and governments racing to stake their claim on the moon and beyond, space exploration has become a vital component of global strategy. Intuitive Machines is a standout in this sector, targeting lunar missions and more, setting itself apart from competitors with its focus on missions to the moon and Mars.
A Strategic Investment in Space Exploration The recent surge in interest surrounding Intuitive Machines is rooted in its involvement in a renewed global space race. While many countries are looking to the moon for scientific research, there are also growing concerns about potential militarization. China, the United States, and other global powers are increasingly focused on lunar exploration, making space companies like Intuitive Machines critical players in this high-stakes arena.
Volatility and Opportunity: The Nature of Space Stocks Investors in space stocks should be prepared for volatility. Intuitive Machines, like many companies in this emerging sector, has seen massive swings in its stock price. After successfully landing a craft on the moon in February, its stock skyrocketed, only to correct later. Yet, despite these fluctuations, the company continues to secure major contracts, including a $5 billion deal with NASA for lunar navigation and communication services.
Financial Performance and Future Prospects While Intuitive Machines posted significant revenue growth, the company has yet to become profitable. Its recent quarterly earnings were boosted by one-time items, but ongoing losses and cash burn remain concerns. Nonetheless, with another moon mission on the horizon in the coming months, the stock remains a compelling speculative play for those looking to capitalize on the space economy.
A Growing Industry with Tremendous Upside The space sector is projected to grow from $630 billion in 2023 to a staggering $1.8 trillion by 2035, offering immense opportunities for forward-thinking investors. Intuitive Machines, along with other companies in this sector, stands at the forefront of this growth. While the risks are real, so are the potential rewards for those who time their investments carefully. | | | | Luxury Experiences in Los Angeles: The Ultimate Gift Guide | | | | In the city of endless possibilities, giving the gift of a luxurious experience is the perfect way to create unforgettable memories. Los Angeles, with its rich culture and vibrant lifestyle, offers a range of exclusive experiences designed to delight even the most discerning recipients. From soaring above the city to indulging in world-class relaxation, these gifts are ideal for anyone seeking the extraordinary.
Soar Over Los Angeles with a Helicopter Tour Experience the City of Angels like never before with an exclusive helicopter tour. Offering breathtaking views of iconic landmarks such as downtown LA and the Hollywood Sign, this is the perfect gift for those who appreciate thrilling experiences. The panoramic beauty of Los Angeles from above offers a perspective few ever see, making it a memorable adventure.
Private Wine Tastings in Malibu’s Scenic Vineyards For wine lovers, a private tasting in Malibu’s renowned vineyards is an unparalleled experience. Nestled in the mountains overlooking the Pacific, these vineyards offer not only exceptional wines but also stunning views. Enjoying a personalized session with a sommelier enhances the experience, making it an ideal gift for those who appreciate the finer things in life.
Exclusive Hollywood VIP Tours Gift the ultimate Hollywood experience with a VIP tour that allows guests to walk in the footsteps of stars. From visiting A-list celebrity homes to exploring the glamourous streets of Hollywood, this tour offers a once-in-a-lifetime look at the heart of the entertainment industry. For anyone who has ever dreamed of the Hollywood lifestyle, this is a gift that delivers unforgettable moments.
Indulge in a Luxury Spa Day For those in need of relaxation, a luxury spa day in one of Los Angeles' premier locations is the epitome of indulgence. With world-class treatments that melt away stress, this gift offers rejuvenation and tranquility. Whether it’s a massage, facial, or complete spa experience, the recipient will leave feeling refreshed and renewed.
Adrenaline-Pumping Adventure Experiences For thrill-seekers, Los Angeles offers a variety of adventure packages designed to deliver excitement. From exhilarating outdoor activities to carefully curated tours, these experiences provide the perfect gift for those who crave adventure and discovery.
Customizable Luxury Experience Gifts Every experience can be fully customized to suit the recipient’s preferences. From personalized messages to tailored scheduling, the attention to detail makes these gifts truly special. With an expert touch, these bespoke experiences ensure that each gift is as unique as the person receiving it. |
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