You are receiving this message because you have visited our site and requested to be contacted. If you no longer wish to be contacted, please use the removal link:Â REMOVE. | | | | | | Pet insurance could help you offset rising veterinary costs | | | | | | Veterinarians nationwide reported that corporate managers pushed clinics to focus on profit, with vets often paid based on revenue.
This encouraged them to see more pets, order more tests, and upsell services, creating a growing burden for uninsured pet owners.
Pet insurance could help you offset some of these rising costs, with some providing up to 90% reimbursement.
View Money’s top pet insurance picks to see plans starting at only $10/month. | | | | | | U.S. Homeowners Enjoy Highest Equity Levels Since the 1950s | | | | Homeowners in the U.S. are experiencing the greatest share of home equity in nearly seven decades, as rising property values outpace mortgage debt. As of the second quarter of 2024, homeowner equity reached 72.7%, the highest level since 1958, according to the Federal Reserve.
Home Values Outpace Mortgage Debt The value of owner-occupied real estate reached a record $48.2 trillion, reflecting an 8% increase over the past year. While mortgage debt also reached a record high of $13.1 trillion, it grew at a slower pace compared to home values, resulting in a significant boost in homeowner equity.
Homeowner Equity Hits New Highs Aggregate homeowner equity soared to $35.1 trillion in the second quarter, marking a 10% increase from the previous year. This rise in equity is driven by increased home values, new construction, and a growing number of homes owned outright, particularly as baby boomers pay off their mortgages.
More Homes Mortgage-Free Nearly 40% of owner-occupied homes in the U.S. are now mortgage-free, the highest percentage since 2005. This shift further strengthens homeowners’ financial position, offering substantial protection even if home values were to experience a sudden decline.
Homeowners in a Strong Position With the average equity per homeowner around $267,000, even a significant drop in home values would still leave most homeowners in a solid financial position. While a decline in property values is always a possibility, the current equity levels provide a strong cushion for homeowners across the country. | | | | 5 Ways UpMarket Transforms Your Investment Strategy | | | | | | Are you looking to build a more diversified portfolio or access new investments?
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| | | | | | Disney Launches Luxury Homes in Cotino, CA: A New Chapter in Storyliving | | | | Disney is stepping into the world of luxury real estate with its first-ever residential community, Cotino, located in Rancho Mirage, CA, near the prestigious Palm Springs area. This exclusive Storyliving project is set to attract fans of the brand, offering a chance to live in homes designed with Disney's signature attention to detail and luxurious amenities.
A Diverse Range of Homes Cotino will feature a collection of homes, from single-family residences and condos to expansive villa estates. Designed for diverse lifestyles, some properties will cater specifically to the 55-plus community. Prices will range from $1 million to over $2 million, offering a variety of options for potential residents.
First Model Homes Now Available Three model homes have just been completed and will be open for public tours in November. These homes are designed with both modern aesthetics and Disney-inspired themes, blending luxury with a sense of playfulness.
Exclusive Amenities and Private Access Residents of Cotino will enjoy a 24-acre lagoon with water sports, a vibrant mixed-use district with dining and entertainment options, and a beachfront hotel. Disney’s iconic cast members will manage the community association, ensuring the signature Disney experience. However, certain perks are only available through premium memberships, offering access to private beaches, fitness classes, and exclusive Disney-themed events.
Luxury Homes Designed for Disney Fans The model homes—Melodia, Moderne, and Atelier II—each showcase unique designs inspired by Disney themes, from "One Hundred and One Dalmatians" to mid-century modern aesthetics reminiscent of Disneyland’s early days. These homes offer spacious living areas, modern amenities, and luxurious outdoor spaces, creating a dream living environment for Disney enthusiasts. | | | | An answer to every “What’s for dinner?” question: That’s Tovala. | | | | | | Imagine coming home and not having to worry about “What’s for dinner?” Instead, you can enjoy a freshly cooked meal and never have to compromise on quality, taste, or your time. (We think you deserve all those good things.)
Tovala is the revolutionary meal delivery service + smart oven that’s making breakfast, lunch, dinner—pretty much every meal—easier than ever. With Tovala, you can enjoy chef-crafted meals that arrive fresh to your door and skip your weekly—or daily—trips to the store.
Plus, every meal cooks like magic with the scan of a QR code in just 25 minutes and with only one minute of prep. Get started now with your Tovala Smart Oven for just $49 at Tovala.com. | | | | | | | | | | | | A Modern Masterpiece: Timeless Elegance on the East River | | | | This stunning New York pied-à -terre seamlessly blends contemporary design with nostalgic elements of the city’s grand architectural past. Created for a discerning client who divides time between London and New York, this space balances industrial influences with classic sophistication, offering an unparalleled living experience in the heart of Manhattan.
An Apartment with History The design of this East River apartment is a nod to the lost grandeur of New York, where history and modernity converge. With meticulous attention to detail, the architectural elements reflect the city's golden age, while the modern windows offer sweeping views of the cityscape, anchoring the design firmly in the present.
A Curated Blend of Styles Inside, the décor is a blend of industrial and classical influences, creating a sense of timelessness. Steel and wood consoles juxtapose against softer elements like plush upholstery and fine linens, resulting in a harmonious yet striking space. Iconic furniture pieces from renowned designers, alongside rare antiques, evoke the grandeur of New York’s finest apartments of the past.
Nostalgia Meets Modernism This apartment pays homage to the style of great Manhattan residences from decades past. Each piece of furniture and every design choice tells a story, with carefully selected elements that reference the elegance of 20th-century New York while embracing modern design principles. The result is a space that feels both nostalgic and entirely contemporary.
A Vision of Urban Luxury With every room thoughtfully designed, the apartment showcases a seamless flow from space to space. The bedroom offers serene views of the East River, while the living room, filled with an eclectic mix of modernist and classical pieces, creates an atmosphere of understated luxury. It’s a place where art, architecture, and design come together to form a cohesive and captivating vision.
Timeless Design for the Future While this residence draws inspiration from New York’s architectural past, it is very much a space designed for the future. The apartment’s layout and design reflect the evolving tastes of modern living, offering both comfort and sophistication in one of the city’s most iconic locations. | | | | Martha’s Vineyard Estate Breaks Records at $1 Million Monthly Rental | | | | Martha’s Vineyard has long been a haven for high-profile vacationers, but this year, an extraordinary waterfront estate has set a new standard for luxury living. Priced at $1 million per month, the sprawling five-acre compound on Menemsha Pond offers the ultimate in exclusivity and comfort for discerning renters.
Unmatched Island Luxury This expansive property boasts 11 bedrooms and 13 bathrooms, with accommodations spread across the main house and two additional residences, including a charming writer’s cottage. Nestled in the prestigious town of Chilmark, this compound offers complete privacy while being surrounded by breathtaking coastal views.
State-of-the-Art Amenities The interior of the main house is designed for ultimate relaxation and entertainment. It features two gourmet kitchens, a home theater with massaging recliners, a sauna, steam room, and a 30-foot indoor pool. The outdoor spaces include a water-facing deck with a built-in grill, pizza oven, and fire pit, offering stunning views of the surrounding landscape. Dining al fresco is made easy with seating for 24 guests.
Entertainment and Recreation For those looking for activity, the estate offers an indoor basketball court, a fitness studio outfitted with the latest Technogym and Peloton equipment, and a tennis court that can also be used for pickleball. A private deep-water dock, fully stocked with paddle boards and kayaks, leads to three luxurious boats, including a custom-made 55-foot Novamarine yacht from Italy.
A Playground for the Elite From the cedar jungle gym for kids to the sleek watercraft for thrill-seekers, this rental offers endless options for recreation and relaxation. Its blend of natural beauty and modern conveniences makes it a top choice for the world’s elite seeking a private escape on Martha’s Vineyard. | | | | Billy Joel’s $49.9M Waterfront Estate Returns to Market After Lavish Renovation | | | | Billy Joel has relisted his luxurious Long Island estate, known as "MiddleSea," for $49.9 million following a five-year, multimillion-dollar renovation. Located on 26 acres in the prestigious Centre Island area, the property boasts over 2,000 feet of private beach and offers unparalleled views of Long Island Sound, making it one of the most exclusive properties on the Gold Coast.
Expansive Grounds and Luxury Residences The estate is centered around a 20,000-square-foot main house featuring five bedrooms and eight bathrooms, designed with spacious living areas and 180-degree views of the waterfront. The property also includes three additional homes: a five-bedroom gatehouse, a three-bedroom beach house, and a three-bedroom guesthouse. This setup allows for ample guest accommodations or a level of privacy that is rarely seen in estates of this caliber.
Grand Interiors and Lavish Amenities The main house’s grand interiors are highlighted by 30-foot cathedral ceilings, marble and hardwood floors, a spa, a ballroom, and a private bowling alley. For wine aficionados, a wine cellar adds another layer of luxury to this stunning home. Every architectural and design detail has been carefully curated to elevate the property to the highest standards of modern living.
Outdoor Luxury and Waterfront Access MiddleSea offers an outdoor experience as impressive as its interiors. The estate features two swimming pools, meticulously landscaped gardens, and a covered outdoor dining area, perfect for lavish entertaining. The private beach, dock, and boat ramp provide easy access to water activities, while a helipad ensures convenient travel for the new owner.
Prime Location with Breathtaking Views Flanked by Oyster Bay and Cold Spring Harbor, the estate offers stunning views from nearly every angle. The property’s combination of privacy, luxury, and seaside living makes it one of the most desirable homes on the market. | | All investments have the risk of loss. UpMarket is not associated with or endorsed by the above-listed companies. Only available to eligible accredited investors. View important disclosures at www.upmarket.co |
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