Disclaimer :
Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic. No
0G89328) and underwritten by one of the licensed insurers of American Modern
Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in
CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern
Home Insurance Company. Coverage is subject to policy terms, conditions, limitations,
exclusions, underwriting review, and approval, and may not be available for all risks or
in all states.
For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-
terms
Premiums are based on the current age of your pet. Premium may increase due to the
age of your pet at renewal. Initial premiums may be impacted by the species or breed of
your pet. Premium may change based on your home address.
*Wellness Rewards is offered as an optional membership plan, non-insurance benefit
administered by Embrace Pet Insurance Agency, LLC in the United States. Wellness
Rewards not available in RI. (c) 2025 American Modern Insurance Group, Inc.